随着我国经济的快速发展，居民家庭的收入也有大幅提高，随之而来的就是如何进行家庭投资理财问题，家庭投资理财方式也逐渐开始成为人们饭后茶余谈论的热点话题，目前成为困扰我国大部分家庭的一个重要问题。目前，关于家庭投资理财的产品多种多样，如基金、股票、期货等等，不同的家庭可以根据自己的承受风险的程度、经济实力等选取合适的理财产品。家庭投资理财最主要的目标是实现财务安全并追求最大经济效益，让拥有的财富保值、增值，无论选取哪种投资理财产品，投资风险都是无处不在的，如何把握投资比例与收益之间的关系，选择相对安全的投资策略，对于投资者来说都是至关重要的。本文就家庭投资理财产品中的股票投资比例与收益进行研究， 第一章主要介绍关于家庭投资理财的国内外研究现状以及本文所采用的研究内容与方法；第二章主要介绍了关于家庭投资理财的相关理论概念以及家庭投资理财的目标；第三章主要分析了股票投资比例与收益之间存在的关系；第四章研究家庭股票投资比例模型，主要介绍了股票投资比例应遵循的原则、影响股票投资比例的主要相关因素等，并根据模型研究股票投资最优比例；第五章通过实证分析，论证家庭最优股票投资比例的有效性；第六章进行了全文综述，并对未来关于家庭理财-股票投资研究的方面进行了展望。

With the fast development of economy, the household income has increased, followed by family problems in financial investment, domestic investment financing way also gradually started to become people at one's attention hot spot after a meal, and gradually become an important problem in most of the families in China. At present, the variety of family finance and investment products, such as fund, stock, futures, and so on, different family can select the appropriate financial products according to their risk degree, economic strength etc. . Family finance and investment's main aim is to get financial security and the pursuit of max economic benefits, make wealth value maintained and growed, whatever choose which kind of investment products, investment risk exsits everywhere, how to get the relationship between the proportion of investment and income, choose a relatively safe investment method, is important for investors. In this paper, the family finance and investment products in stock proportion of investment and benefits study, the first chapter mainly introduces the research status in China and abroad about the family finance and investment, and this paper used the research content and methods; The second chapter mainly introduces the related concept meanings about family finance and investment and the family finance and investment aims; The third chapter mainly analyzes stock investment percent and the correlation between the beneifts; The fourth chapter studies family shares investment scale model, mainly introduced the stock proportion of investment should follow the principles, the main related factors which effect the stock investment percent, etc., and according to the model to study the optimal stock investment proportion; The fifth chapter use the empirical analysis, demonstrate the validity of family optimal stock investment proportion; Summarized, and the sixth chapter full-text about family finance and investment for the future - stock investment research is prospected.